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Tying the Knot in Your Golden Years: 8 Tips for Retirees

Elderly Couple Kissing

You were content preparing for retirement on your own – but your vision of the future changed when you met someone truly special in your golden years. Getting married in retirement can be the beginning of a beautiful new phase of your life! If you’re a retiree who has recently tied the knot, you might be wondering what comes next. These guidelines will help the two of you navigate situations that you may face after getting married in retirement.

Consider Opening a Business

As you and your new spouse build your life together, you’re probably making some big decisions about how to manage your finances. Perhaps both of you have saved diligently for years, but now that you’re married and enjoying your retirement, you want to have a little extra income coming in so that you can treat yourselves and have fun. Why not start a business together? It just might bring you closer!

If you do choose to start a business, how can you get the word out about your products and services? You’ll need to engage in marketing. In addition to going to local business events, putting up flyers, and building a website, you should also design a standout logo for your business. This is a great way to make a lasting impression on customers. You don’t need to be a graphic designer to make a custom logo – simply use a free logo maker with pre-made templates that will allow you to add text, images, and colors.

Choose the Right Place to Live

If both you and your spouse owned property before getting married, you may be wondering where you should live now. Consider the value of each property, the connections you have in your current neighborhoods, where you’ll have better access to healthcare and senior support services, and what kinds of amenities you enjoy. Think about what would be the fairest arrangement for both of you – you don’t need to rush this decision.

An Elderly Couple smiling and holding flowers

Update Your Insurance Policies

Dealing with health insurance and long-term care insurance in retirement can be tricky – and this is especially true if you get married in your golden years! You may want to talk to a health insurance advisor who offers assistance to seniors who need help managing their Medicare plans. When it comes to long-term care insurance, you could research companies that provide shared policies for senior couples. It’s important to choose policies that work for both of you.

Decide How to Combine Your Finances

After getting married in retirement, you may feel conflicted about how to manage your finances. At this point, both of you may have been living independently for quite some time, and completely combining your finances may not be worth it. But you may want to open a joint checking account that you can both draw from when necessary. Furthermore, you should take the time to establish a budget and determine what both of your financial responsibilities will be. This process can take some time, so don’t feel like you need to make a decision overnight.

Taxes and Social Security

If you get married in retirement, your tax filing requirements will change. You may also need to change the way you manage your Social Security payments. If you’re not sure what to do next, hiring a financial advisor who works with seniors is your best bet. They will be able to walk you through your new tax filing responsibilities and explain how your Social Security payments might change. Furthermore, if you have questions about combining your taxes, budgeting, or paying for health insurance and long-term care insurance, an advisor can help you in these areas, too!

But how do you go about finding a financial advisor? SeniorCaring recommends asking at your bank first, as they may be able to provide you assistance without charging any fees. You can also usually attend financial education seminars for free held by local organizations that support seniors. If you choose to work with a personal financial planner, make sure that they hold the proper certifications and have no violations on their record.

Try New Hobbies Together

Retirement brings many perks and positive lifestyle changes, but perhaps the biggest benefit of retiring is creating so much time for your hobbies! You and your spouse can try out some new hobbies together. For example, Sixty and Me recommends traveling, learning a foreign language, cooking and baking new recipes, playing musical instruments, scrapbooking, or even diving into the history of your families. You could also get involved with a volunteer group in your area and pitch in to make your community a better place. With so much free time to fill, retirement is the perfect opportunity to learn new skills! It will be even more fun when your spouse is learning along with you.

Introduce Your Families

One of the joys of marriage is bringing both of your families together! Perhaps you and your spouse had the chance to introduce each others’ families before you got married, but now, you can give everyone the ability to get to know each other on a deeper level. You could plan for joint holiday gatherings, take regular trips to meet each other’s families, or simply host your relatives for dinner more often.

Expand Your Social Life

Finally, retirement presents lots of new opportunities for socializing. You and your spouse can introduce each other to your respective friend groups! Plus, you can make an effort to meet new people together. You never know who you’ll meet in retirement, and as a married couple, you can help form new connections amongst your friends.

Getting married in retirement marks a significant lifestyle change. If you were expecting to live alone and manage your finances independently in retirement, you’re probably in the midst of shifting your original plans! While you may encounter some complicated situations, these tips will help you manage the transition smoothly.

To find out more about Aspen Senior Care’s commitment to excellence, please visit AspenSeniorCare.com or call 801-224-5910.

Jillian Day created 508Assist to help people all across the web make their sites accessible to individuals with disabilities. She was inspired to start 508Assist when a close family member, who happens to have a visual impairment, had trouble finding a dinner recipe online that he could read easily. When she’s not chasing after her little ones, Jillian enjoys being outside, whether she’s fishing, hiking, or Geocaching with her family.

Safe and Effective Weight-loss Tips for Seniors

Safe and Effective Weight-loss Tips for Seniors

The obesity rate in the United States has reached epidemic proportions across age groups, including senior citizens. That’s concerning for many reasons, not the least of which are the health risks associated with excess weight. If you’re struggling on the scale, use these helpful tips on safe and healthy weight loss for seniors.

Eat Right

The secret to losing weight isn’t in grunting and sweating at the dumbbell rack, but in savoring a delicious meal – that is, the right delicious meal. Fill your plate with lean protein, fruits and veggies, and whole grains, and try to eat slowly so you know when you’re getting full and you won’t overindulge. Also remember that it’s as much about what you don’t eat as what you do – for example, cutting out two 16-ounce sodas a day saves you around 300 calories.

  • Seniors can add more vitamins and minerals into their diets by making careful choices focused on nutrient-rich
  • Nutritious meals can be easily prepared; check out the recipes here.
  • There’s a healthy way to go about gaining weight, too.

Exercise

Despite those caveats about exercise, keep in mind that working out is crucial to losing weight. Sticking to a fitness regimen may feel overwhelming, but in addition to losing weight, some upsides of regular physical activity include lower stress, a boost in energy, and even a lower risk of Alzheimer’s.

Invest in a Home Gym

If you find you’re not working out because you don’t have the willpower to go to the gym, consider creating an exercise area in your home. One of the perks of a home gym is that it can go anywhere. Although you could invest in fancy equipment, a few dumbbells, resistance bands, and a yoga mat are pretty much all you need to create a fully-operational, senior-friendly workout space.

  • Inexpensive workout equipment can be found fairly easily.
  • Invite a friend to join you for exercise. Having a workout buddy can help you stay motivated and provide support and encouragement.

Pay Attention to Your Mental Health

People who are overworked, sleep-deprived, or chronically stressed tend to pack on the pounds. When stressed, your body releases hormones to steel itself for injury, which often means padding on fat as part of its survival mode. With that in mind, be sure to take care of your mental wellness in your golden years. Your mind and body will benefit from it.

  • Mental health can dramatically affect physical health, so it’s important to take care of both.
  • Diet and exercise affect mental health, too. So be proactive in selecting healthy foods and sticking with your workouts.
  • Getting adequate sleep is important for your mental health and critical for weight loss.
  • Know the signs of depression, and if you see them, seek help.
  • When you visit a mental health professional, they may recommend medication. Anxiety and depression medication prescribed online can alleviate your symptoms.

Losing weight is rarely an easy journey when you’re a senior. The good news is that by making some relatively minor changes to your diet, exercise routine, and mental healthcare plan, you’ll be on your way to a healthier weight and a happier life.

The skilled and compassionate caregivers at Aspen Senior Care can provide quality care services for your senior loved one. Call 801-224-5910 to learn more.

About the Author

Annabelle Harris is the creator of Elders.Center. Her goal is to help soon-to-be seniors and already-seniors move gracefully into their golden years with less fear and more confidence. The site features a plethora of resources to help answer common and not-so-common questions about aging.

Best of Utah Valley — 1st Place Winner!

Aspen Senior Care - Elderly couple with their caregiver walking on a path. Best of Utah Valley badge is displayed on the image

Aspen Senior Care Wins 1st in Best of Utah Valley!

We are pleased to announce we have been awarded 1st place in the Home Health category for The Daily Herald‘s Best in Utah Valley Reader’s Choice Awards! The Best of Utah Valley competition allows readers to vote for their favorite local services, businesses, and products from around Utah Valley. 

Our mission is to help seniors in Utah Valley live comfortably and independently in their own homes for as long as possible by providing affordable and reliable in-home care. We perform all care services with professionalism and dignity while treating all seniors as family! We thank those who took the time to vote for us and are grateful to the wonderful people we get to work with each and every day.

Best of Utah Valley 2022 Award Badge

“We are committed to providing the highest quality of care for seniors and their families. We thank our large family of professional caregivers for always going above and beyond for the seniors we serve.” 

— Tory Gali, Administrator

Call us at 801-224-5910 to learn more about our services and our incredible professional caregivers. You’ll see why Aspen Senior Care was voted Best of Utah Valley!

A Senior’s Guide To Getting Your Overall Health Back On Track

Image by coombesy from Pixabay

Health is important, but as you get older, it may seem harder and harder to manage. However difficult it might sound, it’s not impossible. No matter what age you are, don’t be afraid to take your wellness into your own hands and improve your health, and overall well-being.

If you are struggling to keep up with your overall health, then read on to learn how to get your health back on track! 

Focus On Physical Health

As you age, it is normal to slow down and become more inactive in your day-to-day life. It’s crucial, however, to keep up with your physical health to maintain your overall lifestyle. As you age, your metabolism slows, and your balance and flexibility decrease. Exercising regularly can help you maintain a healthy weight, and strengthen your mobility. Now, staying on top of your physical health won’t always be a walk in the park, but start by creating a workout plan that fits your goals. Whether that is focusing on implementing more cardio or strength training by joining a senior fitness group, starting slow is still an important first step.

Check-in With Yourself

This year has been challenging for many, and if you are experiencing negative fluctuations in your mood then it can affect your overall well-being. As a senior, it’s essential to find positive ways to navigate your mental health. Start by identifying where you struggle; common mental health problems among seniors include isolation, dementia, and anxiety disorders. Once you are able to pinpoint your issues, then you can take the necessary steps to help improve your mental health. Engaging in hobbies or daily activities you enjoy can help you relax and lower anxiety. Playing brain games has been proven to improve memory function as they serve as a mental exercise. If you still find yourself struggling to improve your mental health, then talk to a loved one or your doctor. It’s never too late to prioritize your mental health, so check in with yourself. 

Image by THAM YUAN YUAN from Pixabay

Experiment With Telehealth

During these uncertain times, you might find it difficult to feel comfortable leaving your house, especially to go to visit your primary care provider. If you’re finding it harder than usual to make the trip, or are uncertain about leaving your house, consider looking into telehealth services. Telehealth services help provide convenient and timely access to a clinic or local doctor. Telehealth is also extremely beneficial as it minimizes your time in a waiting room, and can get you help right from the comfort of your own home. There is a wide variety of sicknesses that telehealth covers, from serious mental illness to blood pressure issues. Don’t let the fear of COVID-19 keep you from sticking to your monthly doctors’ appointments.

Notice The Changes

As you age you will experience changes in your body daily, and although some might just come with age, be aware of what they might mean. For example, erectile dysfunction is extremely common in senior men and can be treated with ED pills. ED can be a symptom of another serious underlying health issue, like type 2 diabetes or chronic kidney disease. This is why it’s vital you take note of the changes in your body and let your healthcare provider know. Understanding what’s normal when it comes to aging and what’s not will help you better comprehend the reg flags and treat them properly.

If you notice negative changes in your overall health- don’t sit around and wait. Seniors are at a greater risk for chronic health conditions such as the flu and COVID-19. Take action and get your health back on track today.

Blog submitted by:

Aspen Senior Care Contributor

A Great Summer Activity: Aquatic Exercise for Seniors

People Swimming in a Pool

Many seniors have found that working out in the water is an excellent way to improve their overall well-being, from providing various physical benefits to offering social time and a trip out of the house. The unique properties of water provide seniors with the opportunity to get relief from painful physical conditions such as arthritis and circulatory problems while deriving the benefits of low-impact exercise in an environment that minimizes the risk of injury.

Why Water?

Cardiovascular exercise and weight loss are common benefits of any aerobic exercise, but exercising while submerged in water provides some distinct advantages that set aquatic exercise apart from land-based activity. Age-related joint conditions like arthritis can be a painful impediment to a senior’s capability (and enthusiasm) for exercising. But water-based exercise puts significantly less stress on joints, allowing them to enjoy these activities for longer periods of time, and can also provide some relief from these chronic conditions. Swimming can also be relaxing and meditative, which may offer some stress relief, adding to its cardiovascular benefits.

Swimming Pool

The Physical Benefits of Water Exercise

Cardio: It doesn’t matter if a senior is water-jogging or swimming—using the water to get their heart rate up will increase aerobic capacity, burn fat, and decrease their risk for heart disease.

Balance: Reduced muscle tone and vision loss can affect senior coordination and increase their risk of falling. Aquatic exercise is a great way to help improve balance. Doing specific balance exercises in water helps build strength and coordination. Water provides the ideal environment for this type of exercise, safely allowing for a loss of balance since their water-induced buoyancy will prevent them from falling.

Strength: Working with water “barbells” or wrist bands can provide a great form of resistance training which helps build muscle strength and endurance without injury.

Work Out and Get Out

Socializing is an overlooked added benefit of many types of senior group activity, and aquatic exercise is a prime opportunity to get out of the isolation of the home and into a social environment—and in the case of outdoor pools, enjoying some sun (with sun protection, of course).

Studies have shown that the opportunity to socialize is one of the key reasons older adults will maintain a successful exercise program. Group exercise classes provide an ideal opportunity for conversation.

Whether that be an exercise class, individual standing exercises, or swimmers using kickboards to kick side-by-side, there are many opportunities in the pool to socialize.

Getting Started

If you haven’t been swimming in a while, start slowly. Try swimming laps for just five to ten minutes while coordinating your breathing, strokes, and kicking. A pair of well-fitting goggles is a must. A less strenuous option is just walking or running in the water. Water aerobics classes are offered at a variety of levels, and often specifically for seniors. Check out your local senior center, community center, or YMCA for their Summer offerings for seniors.

Article by Caren Parnes for The Senior’s Choice

Hydration Tips For Seniors

Close up photo of water splashing

It’s summertime! This season brings fun outdoor activities and beautiful — but hot — weather. Did you know the senior community is often more prone to the effects of heat and therefore at a greater risk for dehydration? Now is a good time to focus on helping our elderly loved ones stay safe, healthy, and hydrated through the elevated summer heat. 

Causes of dehydration

Dehydration happens when the body does not receive or retain the adequate amount of fluid needed to function properly. If not treated properly, dehydration can cause severe health issues. Common causes include:

  • Intense summer heat
  • Strenuous activity
  • Medications or diuretics 
  • Drinks which contain caffeine or alcohol
  • Illness which cause fever, vomiting, or diarrhea

What should you look for?

Common warning signs of dehydration may include the following: 

  • Thirst
  • Confusion
  • Irritability
  • Headache
  • Dizziness or feeling faint
  • Low blood pressure
  • Dry skin and/or poor skin elasticity
  • Not urinating frequently or dark urine

What you can do to help seniors stay hydrated?

  • Always check with a doctor to make sure your loved one is getting the right amount of fluids for their individual health needs.
  • Create a set fluid intake schedule. If necessary, set timers to help remind your loved one to drink fluids throughout the day. Try to decrease fluids that are high in caffeine or sugar. 
  • Offer sufficient fluids at every meal. This can also include fruits and vegetables with high water content such as watermelon, cantaloupe, and cucumbers. 
  • Keep water within easy reach of chairs and beds.
  • Check urine to ensure it is light in color. 
  • Offer a full glass of fluid with medication. 
  • Monitor skin elasticity each day. 
  • Monitor the environment. Close blinds and windows to reduce indoor heat, and make sure the air conditioning is on a set schedule and working well. If outdoors, make sure there is a cool, shady place to sit. 

It is important to recognize the causes and symptoms of dehydration and know ways to help your elderly loved one stay hydrated. And don’t forget to utilize these tips for your own health as well. After all, you both deserve to have a healthy and happy summer! For more caregiving tips and information, visit our blog.

Summer Precautions for the Elderly

The heat of summer is here, so this is a good time to review some vital safety tips for seniors.  Elderly persons are more prone to the effects of heat and at greater risk for dehydration. Make sure you or someone you can trust is checking in on your elderly family members. 

• Try to plan activities that
require going outside during non-peak hours when it might be a little cooler.

• Move exercise indoors. 
Consider exercising at a gym, walking on a treadmill, or “mall walking” instead
of outdoor walks or activities. Swimming and water aerobics are good options as
well.

• Drink plenty of fluids
(non-alcoholic, caffeine-free as these ingredients have a diuretic effect).
Talk with your doctor if you take medications that affect fluid intake, such as
Lasix.

• Stay indoors, in cooled spaces
as much as possible. Check your loved one’s air-conditioning system, and do a
maintenance review. If electricity goes out, or your loved one does not have
air conditioning, consider alternative arrangements when heat is at dangerous
levels.

• Be aware of signs of
dehydration, heat exhaustion and heat stroke.

Photo courtesy of Pixabay (MabelAmber) Senior Couple
Photo courtesy of Pixabay (MabelAmber) Senior Couple

The most common signs of dehydration in the elderly are thirst, confusion, irritability, and poor skin elasticity. Keeping hydrated on a regular basis is the most important preventative measure, and individuals should be encouraged to drink fluids even when not thirsty as thirst may not be triggered until already dehydrated. Heat and dehydration may make seniors more prone to dizziness and falls and can cause or increase confusion. Heat exhaustion is the more mild form of heat-related illness. Warning signs may include the following: Heavy sweating; Paleness; Muscle Cramps; Fatigue; Weakness; Dizziness; Headache; Nausea or vomiting; Fainting. The skin may be cool and moist. The pulse rate may be fast and weak. Breathing may be fast and shallow.

Heat stroke is the most serious heat-related illness. It occurs when the body becomes unable to control its temperature: the body’s temperature rises rapidly, the body loses its ability to sweat, and it is unable to cool down. Body temperatures rise to 106°F or higher within 10 to 15 minutes. Heat stroke can cause death or permanent disability if emergency treatment is not provided. Warning signs may include the following: An extremely high body temperature (above 103°F); Red, hot, and dry skin (no sweating); Rapid, strong pulse; Throbbing headache; Dizziness; Nausea. Any indication of heat stroke is a medical emergency. Seek immediate medical attention.

Be aware of other summer dangers. Talk with
your loved one about alternatives if he/she handles maintenance around the
home, such as yard work or cleaning gutters. This may be especially
dangerous in the heat, but may also pose general risks for falling and safety.
Be vigilant about sunscreen and protect against insect bites. If you or someone
you know has a bite that seems abnormal or you notice any unusual symptoms,
seek medical attention.

Contributed By Caren Parnes, for The Senior’s Choice